As the devastating impact of Hurricane Francine continues to unfold, residents across Louisiana, Texas, and Florida are grappling with property damage, personal injuries, and uncertainty about what steps to take next. If you’ve been affected, understanding your rights and the timeframes for filing a claim is crucial in ensuring you receive the compensation you’re entitled to. At Minias Law Firm, we specialize in handling hurricane-related claims, particularly for personal injury, property damage, and insurance disputes.
Here’s what you need to know about filing for compensation after Hurricane Francine.
Act Quickly: You May Have Limited Time to File
In the wake of a disaster like Hurricane Francine, many people focus on immediate recovery—repairing their homes, securing their belongings, and ensuring their loved ones are safe. However, there is a strict time limit for filing a claim with your insurance company or pursuing legal action.
In Louisiana, for instance, policyholders typically have 180 days from the date of the storm to file a claim for property damage. In some cases, depending on the policy, you may have even less time. For those affected by personal injury during the hurricane, the deadline to file can vary based on the specific circumstances, but it’s usually wise to act promptly. Delays in taking action can limit your chances of securing the compensation you deserve.
Personal Injury and Worker’s Compensation Claims After a Hurricane
If you were injured during Hurricane Francine, either through an accident, a workplace-related incident, or as a result of negligence, you may be eligible to file a personal injury or workers’ compensation claim. Injuries caused by structural collapses, falling debris, car accidents during evacuations, or unsafe working conditions are common during and after a hurricane.
At Minias Law Firm, we help hurricane victims navigate the complexities of personal injury claims. Whether it’s dealing with medical expenses, lost wages, or long-term disability, we ensure that you receive the maximum compensation for your injuries. Our team will also explore workers’ compensation if your injury occurred while working during the storm.
Insurance Companies Are Not Always On Your Side
It’s no secret that many insurance companies prioritize profit over paying out claims. This is especially true during large-scale disasters like Hurricane Francine, where insurers may face overwhelming numbers of claims. As a result, you may experience delays, lowball offers, or even outright denials. In many cases, insurance companies may attempt to settle for less than what your damage or injury is truly worth.
At Minias Law Firm, we are skilled in handling insurance disputes and ensuring our clients get the compensation they’re entitled to under their policies. If your insurance company is acting in bad faith, we’ll fight aggressively on your behalf to challenge their decisions.
What to Do After Hurricane Francine
If you’ve suffered property damage, personal injury, or have been denied insurance coverage following Hurricane Francine, follow these steps to protect your rights:
- Document the Damage: Take photos and videos of all property damage, including your home, vehicles, and personal belongings. Keep records of any injuries sustained during or after the storm.
- Notify Your Insurance Company: Contact your insurer as soon as possible to report the damage or injury. Make sure to keep all correspondence in writing and document the date and time of your interactions.
- Seek Medical Attention: If you’ve been injured, seek immediate medical care. Keep all records and bills from your treatment, as they will play a crucial role in your claim.
- Consult an Experienced Attorney: Whether you’re dealing with a personal injury, property damage, or insurance dispute, having an experienced attorney on your side can make all the difference. At Minias Law Firm, we have a proven track record of fighting for the rights of hurricane victims and securing the compensation they deserve.
Don’t Wait—Contact Us Today
The aftermath of Hurricane Francine can feel overwhelming, but you don’t have to navigate the legal process alone. Whether you need help filing a claim or are facing a dispute with your insurance company, Minias Law Firm is here to help. Our experienced team of personal injury and workers’ compensation attorneys will guide you every step of the way, ensuring that your case is handled with the attention and urgency it deserves.
Contact us today for a free consultation and let us help you get the compensation you deserve after Hurricane Francine.